| FACTS |
WHAT DOES RNB DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share their personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect
your personal information. Please read this notice carefully to understand
what we do. |
| What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
|
- Overdraft history
- Checking account information
- Wire transfer instructions
|
When you
are no longer our customer, we continue to share your information as
described in this notice. |
| How? |
All financial companies need to share customers' personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information; the
reasons RNB chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does RNB share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to
process your transactions, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products
and services to you |
No |
We don't share |
| For joint marketing with other financial companies |
No |
We don't share |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Who We Are |
|
| Who is providing this notice? |
RNB means The Rawlins National Bank. |
| What We Do |
|
| How does RNB protect my personal information? |
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings. |
| How does RNB collect my personal information? |
We collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Use your credit or debit card
|
- Give us your contact information
- Make a wire transfer
|
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information
about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and
individual companies may give you additional rights to limit sharing.
|
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial
and non-financial companies.
- RNB does not share with our affiliates
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and non-financial companies.
- RNB does not share with nonaffiliates so they can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- RNB doesn't jointly market.
|
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