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Personal Loans
Business Loans

At The Rawlins National Bank, loan decisions and policies are made right here in Carbon County. From start to finish, you deal with people who live and work in southern Wyoming. You deserve courteous, personalized service at a fair price. Payment terms are designed to fit your needs. Whether you know exactly what you need or just want to discuss an idea you can count on Rawlins National for financial leadership. Friendly, experienced loan officers are ready to work for you. Loan documents are prepared locally, often while you wait.

If a personal loan is what you need - call or see us first. We offer many types of personal loans to fit your needs:


Home Improvement

Home Equity


Loans for ordinary needs and goals


Auto Loans

Car buying, or refinancing, made easy. With a little information from you, we can make a prompt decision and get you on the road.

Whether you are financing a new or used passenger car, van, or light utility vehicle, we offer:

  • Payment terms customized for your budget.
  • Fixed interest rates.
  • Automatic payment services.
  • Payment protection plans.
  • Complimentary book value estimate.

NADA Guides

Auto Loan Calculator

Home Improvement Loans

Improve the value of your home.

Home improvement loans are available for remodeling, additions, major repairs, heating, air conditioning and energy saving improvement.


Remember - when you are ready for home improvements, see us first.

Home Equity Loans

We will help you tap the equity you have built into your home for whatever purpose you choose.

Use the funds for college tuition, home improvement, or investment. The choice is yours. We offer an easy application process and quick answers.

Remember, under the terms of current tax law, interest on loans secured by your home may be tax deductible - ask your tax advisor.

Recreational Loans

Enjoy the great outdoors with a recreational vehicle financed by your friends at Rawlins National.

We offer financing for:

  • Four-wheelers.
  • Snowmobiles.
  • Motorcycles.
  • Campers and motor homes.
  • Boats.

Other Loans

You have needs and goals that we can help you meet. Neighbors helping neighbors - that is the way it should be.

  • Certificate/ Savings Secured Loans.
  • Stock Secured Loans.
  • Education Loans.
  • Medical Expense Loans.
  • Debt Consolidation.


Turn to us as your partners when growing your business...

We offer diversified experience with agricultural, governmental, retail, professional and service businesses. Your needs may be simple or complex. In either case, The Rawlins National Bank can work with you to tailor the right lending package for your business.

If a business loan is what you need - call or see us first. We offer many types of business loans to fit your needs:


Small Business (SBA)


Real Estate


Commercial Loans

Large or small, part-time or full-time, successful business keeps our economy strong. When you are ready to start or expand your business we stand ready to help. Flexible terms are customized for your operation.

Loans are available for many purposes, including:

  • Short-term operating loans.
  • Equipment purchase or refinance.
  • Inventory and receivables financing.
  • Capital improvements or expansion.
  • Real estate purchase or refinance.
  • Commercial construction loans.
  • Letters of credit.

Small Business Loans (SBA)

We provide friendly, professional advice and access to programs available through the U.S. Small Business Administration (SBA).


Agricultural Loans

The Rawlins National Bank has financed agriculture since 1899.

We recognize the importance of this industry to our area and world. Local decisions are made by people who understand the agricultural economy. Whether markets are up or down, your lender should always be one of your best resources. USDA/Farm Service Agency program loans are available.

If it makes your operation work, we can finance it

  • Operating loans to finance livestock or crop production and living expenses.
  • Equipment purchase or refinance.
  • Capital improvements and expansion.
  • Real estate purchase or refinance.

All of our AG lenders have worked within the industry. Our knowledge is based on real-life experience, years of banking and rigorous continuing education. We know you work hard. You deserve a lender who will work hard for you.

Real Estate Loans

We provide commercial real estate loan services for individual borrowers, institutional investors, financial institutions, and other third-party investment groups.

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